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Punjab and Haryana High Court
Decided on: 31.05.2017

A. Code of Civil Procedure, 1908 (V of 1908), Section 11 – Right as mortgagee – Redemption of – Res-judicata -- Judgment and decree in the previous lis having declared the plaintiffs to be continuing to be mortgagees in possession of the suit land, with the issue of extinguishment of the right to redemption of the mortgage not arising in the previous lis, the decree issued pursuant to such finding, of permanent injunction, cannot be held to operate as res judicata to oust the mortgagees from seeking redemption of the suit land by payment of the complete mortgage amount.

(Para 30)

B. Transfer of Property Act, 1882 (4 of 1882), Section 58 -- Punjab Security of Land Tenures Act, 1953 (10 of 1953), Section 2(6)(8), 9 -- Punjab Tenancy Act, 1887 (XVI of 1887), Section 4(5) – Mortgagee – Tenant’s right -- Question of the applicability of the Act of 1953, would come into question only if any document had actually been produced to even prima facie show that the appellant, in addition to being a mortgagee on the property, was, somehow or the other, also inducted as a tenant thereon, paying rent or liable to payment, in terms of Section 4 (5) of the Act of 1887, either to the original mortgagor, or to his successors-in-interest.

(Para 35)

C. Punjab Land Revenue Act, 1887 (XVII of 1887), Section 34, 44 – Land Administration Manual, Para 327, 359(a) – Khasra Girdawari – Correction in – Procedure of – Necessity of the Patwari intimating even the Gram Panchayat concerned, with regard to a change of cultivating tenancy made by him in the Khasra Girdawari has been stipulated, so that the Panchayat could inform the persons concerned in respect of such changes.

(Para 36-38)

D. Transfer of Property Act, 1882 (4 of 1882), Section 58(d), 60 -- Usufructuary Mortgage – Meaning of – Redemption of -- “usufructuary”, comes from Latin words, “usus” (use) and “fructus” meaning fruit, and thereby, the simple translation of the word would mean usage with the fruits thereof -- Hence, the mortgagees admittedly having enjoyed all fruits of the land, upon possession of the land given to them/ their predecessor-in- interest, pursuant to the mortgage entered into, with no specific condition stipulated in respect of the mortgage, it has to be accepted to be a usufructuary one, redeemable upon payment of the mortgage amount by the mortgagor to the mortgagees.

(Para 39)

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