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Departmental proceedings -- Continuance of disciplinary proceedings after retirement -- Where disciplinary proceedings were initiated before employee attained age of superannuation and Service Regulations permit continuation of proceedings, same can continue and be brought to logical conclusion even after retirement.

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Departmental proceedings -- Punishment after retirement -- Reduction in pay scale -- Validity -- Punishment of reduction by three stages in time scale of pay on permanent basis imposed after retirement held legally implementable.

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Punjab and Sind Bank Officers’ Service Regulations, 1982, Regulation 20(3)(iii) -- Punjab and Sind Bank Employees’ Pension Regulations, 1995, Regulation 46, 48 -- Departmental proceedings -- Superannuation -- Reduction in pay scale after retirement -- Validity -- Charge-sheet served on date of superannuation of appellant -- Departmental proceedings continued and punishment of reduction by three stages in time scale of pay on permanent basis imposed -- Contention that only action under Pension Regulations could be taken after retirement – Held, Service Regulations specifically permitted continuation of disciplinary proceedings after superannuation as if officer continued in service -- Punishment imposed capable of implementation as pension could be recomputed on basis of reduced pay scale -- No perversity in enquiry report or disciplinary action -- High Court rightly upheld punishment -- Appeal dismissed.

(Paras 14 to 22, 36 to 39)

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