Personal accident claim – Whether the insurance company is liable to pay any compensation to claimant who is neither the registered owner nor covered under any insurance policy – Payment on account of personal accident claim can be given to the person duly covered under the insurance policy and not to anybody else including brother of the person covered under such a policy -- Insurance company is not liable to pay any compensation.

(P&H HC) Decided on: 24.03.2015

Third party policy – No fault liability -- Deceased was borrower of the motorcycle, therefore, he stepped into shoes of the owner and cannot be treated as third party -- Claimants are not entitled to the compensation u/s 163-A of the M.V. Act, though the claimants are entitled to compensation for 'no fault liability' u/s 140 of the M.V. Act – Rs. 50,000/- awarded for ‘no fault liability’.

(P&H HC) Decided on: 24.03.2015