Third party liability – Insurance policy is attached to the 'vehicle' in question and not to Geographical expense of the area of operation of the vehicle in question -- Insurance Company cannot avoid its liability to pay the compensation only on the ground that the vehicle was used in any particular city, state or a particular geographical area -- Insurance Company cannot even avoid its liability qua third party, on the ground that it can charge extra premium to cover any particular geographical area and that the insured has not paid that extra premium to cover that particular geographical area.

(P&H HC) Decided on : 13.11.2017